Support when money worries start building up

Money problems can affect every part of life. Our Debt Advice service is here to help people across Rotherham understand their options, deal with debt issues, and feel more in control of what happens next.

Debt can feel overwhelming, but you don’t have to deal with it alone

For many people, debt brings more than financial pressure. It can mean avoiding phone calls, worrying about letters coming through the door, struggling to sleep, or constantly feeling like things are getting harder to keep on top of.

People often come to us feeling unsure where to start. That’s okay. We’re here to help you make sense of your situation without judgement, and support you to take things one step at a time.

Money & debt issues covered

How we help

Our team of MAPS accredited Debt Advisers provide free, independent and impartial advice for anyone dealing with a wide range of money and debt issues.

We can help with:

  • Rent and mortgage arrears
  • Council tax arrears
  • Credit cards, loans and overdrafts
  • Parking fines and court fees
  • Benefit overpayments
  • Debt letters and creditor contact
  • Understanding repayments and next steps

We take time to understand what’s happening, explain your options clearly, and help you find a way forward that feels manageable.

What to expect

When you contact us, we’ll start by understanding your situation and what support you need right now.

You don’t need to have everything organised before getting in touch. If things feel messy or overwhelming, we can help you work through them step by step.

If you have any letters, bills, or other documents related to your situation, it can be helpful to have them available when we speak. But if that’s not possible, don’t worry – we can still help.

Our advisers will explain things clearly, answer questions honestly, and help you understand what options may be available.

Helpful tools & resources

Keeping track of money can feel difficult, especially when things already feel overwhelming.

We’ve gathered together a range of tools, budgeting resources, information sheets, and checklists that may help you feel more organised and understand your finances more clearly.

Whether you’re trying to manage day-to-day spending, work through debts, or prepare for an appointment, these resources can help you take things one step at a time.